Setting Growth/Interest Rates for the Primary and Secondary accounts

The growth or interest rates you set for the Primary and Secondary accounts should match your expectations for these two sets of funds. The upper box corresponds to the Secondary and the lower box to the Primary. Normally, you will set a higher rate for the Secondary Account (longer term investments, and savings), but the program will not complain if that is not the case. For the Primary Account some users may wish to set a 0% rate to represent the situation where all expenses are paid from cash.

The rates you set here represent your assumptions about the behaviour of your investyments/assets over the period under consideration - the period you set using the Years control.  Because the return on your investments over this period is likely to vary in an unpredictable way, you need to make the best estimate - a likely average rate is another way of looking at it.

Note: As well as typing in an interest value, you can use the the clickspin buttons to adjust rates by 0.1% per click (or 0.01% if you click whilst holding down the shift key).